My budget starts/end on the 20th of each month. So, below is a recap of December’s budget and a breakdown of the vacation fund deposit.
Notes:
- Another mild weather month so the utility bill was very low this month.
- I went over the car gas/maintenance budget due to an oil/filter change.
- School expenses included about $40 for a project.
- Both car gas/maintenance and yearly misc are deposited into separate accounts and excluded from the vacation fund.
Vacation Fund Deposit ($213.60)
- $3.75 – debit card cash rewards
- $20.00 – rolled coins
- $98.64 – savings on December budget
- $1.94 – interest from a close savings account
- $89.27 – unexpected pay raise (will include in January budget)
Total Vacation Fund - $339.50
This year I thought it would be fun to post my goals for 2012 and then provide quarterly update on my progress. So…here are my goals for 2012.
Financial
- Find $3,000 for our vacation fund.
- Increase 401K contributions to 12%.
- Contribute $6,200 to the my son’s education fund .
- Pay off my student loan (currently $7,300).
- Keep non-budgeted spending to less than $3,000.
- Contribute $10,000 to my emergency fund.
Parenting
- Play tennis, golf, bike, or hike with my son at least once a week.
- Have movie night each week.
- Take my son to Gettysburg, PA.
- Consistently give a weekly allowance and encourage giving and saving.
Personal
Home Improvement Projects
- Install programmable thermostat.
- Frame bathroom mirrors.
- Repurpose dresser into TV cabinet.
- New flooring (1/2 of the house).
- Replace broken doorbell.
Easy enough, huh? What are your goals for 2012?
Starting Weight: 210
Starting Weight This Month: 200
Ending Weight This Month: 198
Again, only a 2 pound weight loss this month. But, my goal through the holidays is simply to maintain and continue to exercise 4-5 times each week.
I’m thankful for …
- freedom to worship and believe in a higher power
- a healthy (and hilarious) 10-year old
- a mom that is super supportive
- my health
- a job that allows me to provide
- a few quality friends
- 2 furry creatures that purr
- UK basketball
- a treadmill that allows late night walks
- an emergency fund
- Burger King’s Hershey pies
Happy Thanksgiving!
